Prepper Guns on a Budget


prepper guns on a budget - 9 mm handgun, rifle, pistol

When you have something worth taking there will always be someone trying to get it away from you by whatever means necessary. Now that so many people have had a taste of the all-you-can-steal open buffet – they are hungrier than ever. And once the shelves at the stores are empty, they’re coming for anyone who was smart enough to stock up. They’re coming for you and your family. Let that sink in. Okay, now let’s protect what we have…

Looking for prepper guns on a budget? Based on availability and cost of weapon and ammo, 9mm handguns (9 mm Taurus Millennium G2 Semi-Auto Pistol at $250) and rifles (9mm Carbine Semiautomatic Rifle by Hi-Point Firearms) are the best option with ammunition costs from $0.32 to $0.40 per round. This is made better by the advantages to having one ammo type that works in both weapons (ensure compatibility first).

Also listed are .22 LR (Long Rifle) calibers for the same reasons but a different purpose. This is a caliber perfect for low-cost backup defense or taking down small game. And the ammo is the easiest and cheapest available ($0.10 to $0.14 per round). It’s important to note that .22 caliber is the most plentiful and confusing ammo around. The main things to know are:

  • .22 short, .22 long, and .22 LR (long rifle) are all different and do not typically work in the same guns (depending on cylinder or chamber swaps/configs).
  • A .22 LR (long rifle) round is not just for rifles. It is called the LR to distinguish it from the “.22 long,” which is a shorter round made for a different chamber.
  • The .22 Magnum is larger than other .22 rounds and can only be shot from guns chambered for this size and type of cartridge.
  • The two most common .22 rounds are the .22 short (traditionally for small pistols) and the .22 LR (traditionally for rifles and some modern pistols).

IMPORTANT: All Bullets are NOT Created Equal.

For any bullet, the three things to be concerned with (aside from whether or not the ammo fits your weapon of course), is projectile diameter, speed (velocity), and weight. Bullet weight is measured in “grains” (1 grain of wheat or 1/7,000th of a pound). Velocity is measured in feet per second (FPS). The diameter of a bullet is measured in either inches (such as .22 caliber) or millimeters (such as 9 mm). The higher the grain weight, velocity (in feet per second speed), and diameter of the round – the greater the force of impact or stopping power.

9mm Pistol ($250)

For concealed carry consider the 9 mm Taurus Millennium G2 Semi-Auto Pistol ($250 at Bass Pro). It’s got a smooth action, low recoil and is not prone to feed jams. It’s also super durable and a safer option than many nine-mils due to its trigger safety and a manual thumb safety. BTW – The G3 model is now available for about $50 more.

Taurus 9mm handgun
Taurus Millennium G2 Semi-Auto Pistol

Shotgun ($229)

The Stevens 320 pump-action 12-gauge shotgun made by the respected Savage Arms company is my top pick for home/shelter defense at medium distance. This is especially true with closely grouped targets trying to rush you. Three words to best describe these are simple, economical, and functional. At $229 (from Academy.com), this one hold five rounds, has a pistol grip and dual slide bars for reliable operation. The 12 gauge ammo is plentiful and has plenty of options available.

Savage Steve Shotgun
Stevens 320 pump-action 12-gauge shotgun

9mm Rifle ($329)

The low-cost 9mm Carbine Semiautomatic Rifle by Hi-Point Firearms ($229 at Academy.com) is a dream come true for preppers on a budget. It might be a pistol caliber, but you can’t beat the accuracy coming out of a rifle barrel. And there is a huge advantage to interchangeable ammo between your handgun and rifle. The fit and finish could be better on the odd unit or two – but it’s not really a beauty contest.

9mm Carbine Semiautomatic Rifle by Hi-Point Firearms
Hi-Point Firearms 9mm Carbine Semiautomatic Rifle

22 LR Pistol ($150)

Affordable and fun, the Heritage Rough Rider Six Shooter is a good backup weapon. Who doesn’t love a cowboy gun? This single-action six-gun is a blast to shoot and takes .22 LR ammo ($150 at Bass Pro). Or go with the swappable dual-cylinder model accepts takes 22 LR and 22 Magnum for $179 at Bass Pro. Again, this is NOT my suggestion for a primary defense weapon. It is among the lowest cost handguns available, so it is a decent back-up for home defense. It’s long barrel accuracy also makes it a good for bagging small game. Just remember as a single-action it takes time to load and unload. More importantly, the hammer cocking and trigger pull are two separate actions. It’s also heavy at just over two pounds empty weight. If cowboys had automatics, they would have used them.

Heritage Rough Rider 22 Caliber Six Shooter Handgun
Heritage Rough Rider Six Shooter

I would spend the extra thirty bucks on the swappable dual-cylinder model Heritage so you can fire .22 LR or .22 Magnum. The .22 Mag packs a much harder punch without much more recoil. Just remember to use the Mag cylinder and that this ammo will not work in your 22 LR rifle! Check out the difference in actual size of the round.

22 LR and 22 Magnum Rounds

22 LR Rifle ($139)

Savage Arms 64F Semi-Auto Rimfire Rifle. At less than half the cost of a Ruger 10/22 this is a bargain. It shoots the same 22 caliber LR (long rifle) as the Heritage six-shooter (both are rimfire models). This can be purchased in plenty of online locations and at Bass Pro. Again, this is not intended as a primary defense weapon. But it’s great as a secondary shooter for home defense and hunting small game. It’s also important to keep in mind that not only have 22-calibers been used for training – and even short-range sniping in WW2, but modern armed forces such as the Israeli Security Forces relied on 22 LR, in 2015, during West Bank clashes with Palestinians. These weapons and ammo can absolutely kill full size adults.

Savage 22 Caliber Rifle
Savage Arms 64F Semi-Auto Rimfire Rifle

Fan Favorite – Ruger 10/22

I think it’s safe to say the popular 22 carbine in the United States is the Ruger 10/22. It costs about double what the Savage Arms 64F Semi-Auto goes for, but is an excellent choice and still considered a very good value for the cost – especially for models with the takedown barrel.

I learned to shoot with the standard wooden stock one piece model shown below as a kid in the early ’80’s and still have one to this day. It uses a 10-round rotary magazine that sits flush under the stalk or you can purchase a 25-round “banana clip” for $25 to $39 on average. My clips cost $17 ten years ago and still work great.

Classic Wooden Stock One Piece Ruger 10/22 Carbine Rifle

General Prepper Gun Tips:

Regardless of your budget, following these simple tips will save you time, energy, and headaches.

First – Get the right tool for the job at hand. Rifle, pistol, shotgun? All have their optimal uses. The choices typically depend on one of these factors: Range & accuracy, stopping power, and mobility. When it comes to range and accuracy at any distance, it’s tough to beat a rifle. Even a simple “carbine kit” can turn a 9mm Glock 19 pistol into log-range target destroyer. With less range and distance accuracy, but far more mobile and concealable is the pistol.

You can go old-school wheel-gun Dirty Harry style with a 44 Magnum revolver if you need the stopping power of a hand-cannon or stick with 9 mm Taurus Millennium G2 mentioned above to stay on budget with enough force and penetration to down any human opponent (usually not intended for larger game). Either way, you have options.

And finally, you have the shotgun for a shorter range of stopping power and accuracy – but a much better chance of hitting your target with at least part of your shot, unless you’re shooting a slug.

Second – Keep your pistol and rifle ammo simple. If you opt for having both a rifle and handgun, consider buying units with the easiest to obtain ammunition. Ammo, as most gun owners know, is the first thing to become scarce. The best gun in the world is useless without the right ammunition.

To keep things super simple consider getting weapons that share ammo. There is a nice selection of rifles that shoot rounds traditionally thought of for pistols – and vice versa. Some of the more available are units that fire 9mm, 44 (magnum & special), 45 long, and the 22 long. Ruger is a good example of a firearm manufacturer that offers choice in these pistol/rifle swappable ammo guns. The PC9 is a rifle that shoots the same 9mm rounds you might use in a pistol. The Beretta M9 or Glock 19 are good examples (just ensure compatibility before loading).

On the smaller, less expensive, and quieter side, the Ruger 10/22 carbine and Savage Arms 64F Semi-Auto Rimfire Rifle shoots 22 LR. If you plan to hunt small to medium size critters as well as defend yourself with greater likelihood or wounding than “ending,” this is a good choice. Those same rounds work well in plenty of handguns, including the Browning Buck Mark and even some fun cowboy six-shooters like the Heritage Rough Rider for about $150 or the Ruger Wrangler for about $210.

Point is, there are plenty of options. Even with the .22, it still comes down to quality and grain load of the ammunition and length/rifling of the barrel.

Don’t scoff at the 22, especially when firing 22 LR rimfire ammunition. With the right bullet, they pack about the same punch as a Japanese 25 caliber rifle round from WW2 and those did some serious damage all throughout the South Pacific. These weapons and ammo can and do kill fully grown humans just like you and me. What they lack in stopping power and brute force, a skilled marksman (or a lucky shot) can make up for.

Second part Deux – Shotgun Shells. Let’s not forget about shotgun ammunition. Because shells can be loaded with everything from lead shot to dragon’s breath – most shotguns are automatically multi-purpose weapons. Yes, I’m serious about dragon’s breath. It’s a type of incendiary shell available for the sixteen gauge. Your most common shells available at any sporting goods store will likely be buckshot, birdshot, and slugs. But you can get rubber bullets, flechettes (a shell filled with darts), and flash-bangs (concussive) by special order or online.

Sticking to the basics and non-fancy budget cap of today’s review – here is the typical effective range of a 12-gauge shotgun by common ammo type: 40 yards with buckshot, 50 yards with birdshot, and 120 yards with slugs.

Third – Security, Care, and Maintenance. A few other key points to consider with any firearm…

  • Make sure you can lock all firearms and ammunition away securely and access it easily.
  • Consider a trigger lock if there is a chance of someone else getting hold of your weapon.
  • Invest in a good cleaning kit and plenty of cleaning patches and keep your weapon clean.
  • Stock up on manufacturer’s recommended gun oil.
  • Keep spares of any parts that are known to break or wear when the weapon is used under extreme conditions. It’s much better to have the manufacturer’s firing pin replacement than to try to MacGyver something on your own. Springs are under constant stress. Extractors and slide stops move a lot, which makes these the most likely candidates for replacement over time.
  • Properly store your ammo. At minimum keep it in a cool, dry place. A plastic or metal container made for long-term ammunition storage is best.

On a final note, be sure to get familiar with your weapons of choice. Practice proper firearm safety and maintenance. Don’t be shy about wearing eye and hearing protection when possible.

What’s Next?

Did you know that the original gun that won the West was an air gun? No, I’m not joking. Lewis and Clarke brought along at least one Girandoni .46-caliber pneumatic rifle. This gun could accurately fire a lead ball through a one-inch board from one hundred yards out. It could store and fire 22 rounds in less than 30 seconds, which impressed the indigenous people far more than the loud, smoky black powder guns of that era. And many of today’s air guns are not only comparable, they’re low cost and require no license or registration – depending on where you live. Check out these air powered prepper guns right here.

Prepper Pirate

Prepper Pirate, offers years of prepping advice for the taking. An avid prepper since the '90's the Pirate found his love of primitive weapons and survival never looked back.

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